Center for Health & Wellness
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All students enrolled at least 75% of full-time (matriculated undergraduates enrolled in 9 or more credits and matriculated graduates enrolled in 6 or more credits) are required by law to have health insurance. Therefore, all students enrolled at least 75% of full-time are automatically enrolled in and billed for the Emerson Student Health Insurance Plan (SHIP).
Matriculated undergraduate and matriculated graduates who are less than 75% of full-time and plan to enroll in the Student Health Insurance Plan (SHIP)?must submit a written request for coverage. The request for coverage form can be obtained by contacting University Health Plans at?infounivhealthplans [dot] com?or 800-437-6448.
Effective 2017-2018 the Student Health Insurance Plan coverage period is changing from August 15 through August 14 to August 1 through July?31. Coverage is effective August 1 through July 31 ?for students enrolled in the fall semester. Coverage is effective January 1 - July 31 for newly enrolled spring semester students.
The Student Health Insurance Plan ?is provided ?by Blue Cross Blue Shield of Massachusetts (previously provided by?Aetna Student Health) and administered by University Health Plans.?
Waiving Health Insurance
Undergraduate and graduate students may waive the Student Health Insurance Plan and Charge?by submitting an online waiver form confirming comparable coverage by the designated deadline. An insurance waiver must be completed at the start of each academic year for continued exemption.
The last day to waive the annual insurance for fall semester students is September 15th.?For students enrolling for the first time in Spring, the last day is February 1st. Students who use their Emerson-provided health insurance at any point are not eligible to waive afterward.
The following are guidelines you should review before submitting a health insurance waiver:
- U.S. students with comparable coverage under another major medical insurance plan may submit a waiver.
- Veterans’ benefits that provide access to Veterans’ Administration healthcare facilities, TRICARE, and the U.S. Family Health Plan, a military coverage, are all acceptable to submit a waiver.
- Students who have out of area HMOs (for example Kaiser Permanente, Empire of NY, and others) may not have comparable coverage as these types of plans only provide coverage for emergency care or when provided by a network of clinicians not available in the Emerson campus area.
- Health and substance abuse must be covered as any other illness or injury. Injuries or illnesses that occur as a result of alcohol, illegal drugs, or self-harm must be covered as any other illness or injury.
- A student can waive the insurance if they are enrolled in a subsidized health plan through the Health Connector or MassHealth,?excluding?MassHealth Limited, the Health Safety Net, or the Children's Medical Security Plan. International students are required to have a U.S.-based health insurance. Foreign carriers with U.S.-based satellites are still considered foreign insurance and do not qualify for the health insurance waiver. International students who believe they have a U.S.-based health insurance may submit a paper waiver form with a copy of their insurance card. Please call University Health Plans at 800-437-6448 to receive the paper waiver form. A review of your waiver and insurance coverage will be completed before your waiver is approved/denied.
Full information about the insurance requirement can be found at the?Massachusetts Student Health Insurance?website and?by viewing the Massachusetts Student Health Insurance Plan Regulations.